Lighting the Way for Your Employee Benefits, Business Insurance & HR Success!
Welcome to our Downloads Page, full of great resources on a wide variety of Employer/Employee related categories.
Please check back often, we will keep adding to this page as more of our Downloads become available.
If you have any questions, do not hesitate to contact us.
Employee Benefits Survey
One of the best ways to discover employees’ benefits desires is by asking them.
Employers, share this survey with employees in order to obtain valuable feedback about employee benefit programs.
The results will help ensure your provided benefits live up to not only your goals but also meet the needs of your employees.
Cyber Insurance - It Can Save Your Business.
In recent years, cyber attacks have emerged as one of the most significant threats facing organizations of all sizes.
When cyber attacks (such as data breaches and hacks) occur, they can result in devastating damage, such as business disruptions, revenue loss, legal fees, and forensic analysis and customer or employee notifications.
It is important to remember that no organization is immune to the impact of cyber crime. As a result, Cyber Liability Insurance has become an essential component to any risk management program.
Determine your organization's level of cyber risk by answering some simple questions on our Cyber Risk Exposure Scorecard HERE.
Wellness Toolkit - Mental Health
Employee mental health in the workplace has become a topic of increased focus and awareness in recent years.
This informational Wellness Toolkit serves as an introduction to mental health and provides several ways that employers can help promote a stigma-free environment and support employees’ mental health.
*Please note, this is not intended as legal or medical advice and should only be used for informational purposes.
2023 ACA Compliance Checklist
Several ACA requirements will be affected by changes that take effect in 2023, such as increased dollar limits, reporting deadline extensions, preventative care coverage guidelines, and a decreased affordability percentage.
To prepare, employers should review the new requirements and develop a compliance strategy.
This informative ACA Overview provides an ACA Compliance Checklist for 2023.
2023 Live Well Planner
The 2023 Live Well Planner is designed to make living a healthy lifestyle easier. It features healthy recipes and various articles on exercise, diet and overall wellness, and provides space for organizing daily and weekly agendas, planning meals or logging workouts.
📣 Employers, download your free planner, and don’t forget to share the link with your employees.
Prioritize Your Employee Retention Efforts
Businesses across the country are facing employee retention challenges, but your business does not have to be one of them.
Implementing proactive retention strategies is key to maintaining your workforce.
Answer the questions on this Employee Retention Scorecard to determine if your organization has a high turnover risk.
Open Enrollment - Is Your Organization Prepared?
We know that open enrollment can be a stressful time for you and your employees but, it doesn’t have to be. If planned for in advance, open enrollment can be a positive and rewarding experience.
Effective communication is key to having a successful open enrollment season — especially if you’re holding virtual meetings.
Click HERE to download our Annual Open Enrollment Checklist.
Getting Started with Your Workplace Safety & Health Program
Safety and health programs are about promoting positive wellbeing for your employees as well as preventing injury and illness.
Follow the 10 steps in our "Developing a Workplace Safety & Health Program" infographic to develop a program for your organization.
And, if you need some help getting started on a strategy for your business, click HERE to download our free 10 page checklist, designed for general industry employers, providing best practices for implementing Workplace Health and Safety programs.
Developing a Benefits Communication Program
Consistent communication to employees year-round will increase the likelihood of preventative care usage. And with the right communication, organizations can encourage even the most obstinate employees to take the first step towards a healthier future.
The process of creating and delivering a manageable and effective employee benefit communication program at your organization can be time-consuming, but by following some helpful tips and best practices, you can streamline the success of your program.
Our download regarding "Developing a Benefits Communication Program" may be of assistance to you.
Lowering Employee Stress - Benefit Insight
The COVID-19 pandemic has undoubtedly reshaped the benefits industry.
An employer of choice is reacting to this new reality by addressing their employees real time needs through investing in new benefit options. It’s not just medical insurance that people need. Your employees are struggling with mental and financial health like no other time in recent history. You have the opportunity to rethink your employee benefits package and make one of your largest expenses bring a return on investment you’ve never known before. Don’t let this moment pass you by.
Check out our Benefit Insight for ideas on lowering employee stress through financial assistance programs.
Cyber Security HR Insights
A successful scam can wreak havoc on your business. Be it a costly data breach with legal consequences, a time-consuming project to restore data, or the embarrassment of public scrutiny when your employee’s or client’s private information is mishandled, cyberattacks have the ability to ruin companies.
To learn more, including simple steps to keep your business secure and other important security tips for your company and employees, download our Cyber Security HR Insights article.
Managing Political Conversations & Supporting Employee Voting Rights
Our Quickstart Guide: Managing Political Conversations and Supporting Employee Voting Rights discusses several topics and issues that may arise in the workplace and offers suggestions on how to deal with issues such as:
- Managing Political Conversations
- Employees Wardrobe Issues
- Voting Leave
- Ways to Facilitate Voting
- Voter Education and Civic Engagement
- Manager Guidelines
Infographics, White Papers, Calculators and more...
Employee Communication
Sixty percent of companies don't have a long-term strategy for their internal communication. Regardless of how large or small your organization is, it’s critical to have a long-term plan for employee communication.
Use this Employee Communication Strategy Checklist as a suggested step-by-step process of creating and managing a formal employee communication strategy.
Health and Wellness - Stress
Research shows that nearly 80% of Americans consider their jobs stressful.
Managing stress is an important step to overall good health. Educate employees and help them lower their stress levels with these Workplace Wellness ideas.
Ransomware, Malware, Cyber Security
Research shows malicious document downloads are surging!
This Cyber Risks & Liabilities article, explains the importance of educating your employees regarding new emerging phishing scams and provides cybersecurity considerations for hybrid work arrangements.
Pet Insurance
Pet insurance has been a trendy benefit offering in recent years and employers are proactively expanding their voluntary benefits to address these new trends and to meet the needs of a diverse workforce, especially those affected by the COVID-19 pandemic.
Our Benefit Insights article, available for download, lists some reasons to offer pet insurance to your employees and also provides questions to consider asking potential insurance carriers, which may help you select the right provider.
Cyber Security - Securing Your Personal Devices
Cybercriminals can easily target unprotected devices, such as tablets, laptops, and smartphones, in a data breach.
To ensure your information isn’t accessed and exploited by cybercriminals, consider these "Tips for Securing Your Personal Devices".
Social Media Policies in the Workplace - Infographic
Many employers may worry about having too strict of a social media policy for their employees while some may not have a policy in place at all.
If done correctly, employees feel more comfortable making their posts when you have a social media policy that clearly defines your business’s values and expected tone.
We have created a guideline of information regarding Social Media Policies in the Workplace, available for download, that we hope you find beneficial.
Medical Loss Rebate Calculator
Medical Loss Ratio (MLR) is one of the rules the Affordable Care Act came up with to make sure health insurance carriers are using member premium dollars to pay for actual care and claims and other tools for its members.
For individual and small group plans, insurers must spend at least 80% of premium dollars on medical care and health care quality improvements. Large group plans must spend at least 85%. If the medical plans do not spend these threshold amounts, the insurance carriers must reimburse the affected members.
Many MLR Calculators have been created to help assist you in making the determination of how much money needs to be used for each participant/employee. Click the button below to Download one.
Risk Management Scorecard
Contact BeaconPath and determine if our risk assessment process can set your company on the right path. Or if you'd like, download our Risk Management Scorecard to see how protected or vulnerable your company is.