employer-tax-exclusion-for-health-insurance

If you don’t know what the employer tax exclusion is, now is a good time to find out. Why? Simply put, there’s an effort in motion to cap or eliminate it, and if that should happen, it would dramatically affect the employer-based healthcare system (translation: about 169 million Americans) – and not in a good…

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group-benefits

Did you see the headline of the May 28, 2016 Forbes article? “CFOs and HR Execs Facing Millions in Personal Liability Due to Unmanaged Health Benefits Plans.”No kidding! According to Forbes, the companies involved include clothing retailer, GAP, and CB&I for starters. While fiduciary liability has been a hot issue for retirement plan administrators for…

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group-benefits

Is a lack of strategic planning causing your group benefits costs to balloon? Better question: if it were, would you know? Strategic planning plays an important role in determining how much a business pays for its group benefits plans. But not every business has a strategic approach; as a result, they end up paying more…

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self-insured-health-insurance

You probably already know that the Affordable Care Act requires health plans to offer coverage for 10 essential health benefits. You may know, too, that there are exceptions to the rule. But this just out: Starting next year, there’s a new rule which changes the game significantly for self-insuring employers. Let’s take a look. Certain…

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aca-compliance

Last month, the US Department of Health and Human Services made two announcements about health subsidies within the state and federal exchanges, which bear an impact on employers in 2016. And the announcements are? First, when a worker applies for a subsidy, their boss is going to get notified of that by the federal marketplace.…

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cobra-administration

This week, we are pleased to spotlight our new COBRA administration partner, Discovery Benefits. Discovery is a COBRA administrator, which means you can use their services to educate your employees about COBRA, enroll people in the plan and track all the information required. We’re proud to recommend their services to you in this area. But…

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health-insurance-rate-forecast

According to America’s Health Insurance Plans (AHIP), health care premiums may rise sharply in 2017. According to Morning Consult, Marilyn Tavenner, the president and CEO of the national policy advocacy and trade association, “is concerned.” Yet if last year is any indicator, the initial numbers we’re seeing now are no reason to panic … yet.…

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group-benefits-strategy

A group benefits package isn’t just a package. It’s a strategy, one that plays a crucial role in your effort to attract and retain the best candidates. In more ways than one, the benefits you offer determine your edge. With that in mind, let’s take a look at what your competition is up to. Last…

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healthcare-tech-tool

What if employees could access their workplace benefits in a way that inspired them to make better healthcare decisions? What if the same tool equipped employers to evaluate benefits programs, tailor them to their workforce and communicate with employees more easily? That’s what Castlight Health is for. Our tech tool spotlight this week offers a…

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